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Understanding Condo Dues: What You Need to Know

In many cases, "condominium dues" are briefly mentioned, with the amount typically based on your unit’s size. Larger units generally incur higher dues. Some buyers may feel frustrated, viewing these dues as hidden costs due to insufficient information. To avoid surprises and reduce uncertainty, the office staff should provide an estimate when you sign the reservation form. If not provided, make sure to ask for it. This blog will clarify what condo dues are, how they are used, and your responsibilities as a condo owner, helping you manage your property effectively and make informed decisions.



What Are "Condo Dues"?

"Condo dues" are monthly payments made to the homeowners association (or condo corporation) to cover the costs of operating and maintaining the condominium. Knowing what these dues cover helps you budget accurately and avoid unexpected financial strains.


Uses of Condo Dues

The dues are essential for:

  1. Management Fees and Staff Salaries: Ensures smooth operation and administration of the condominium.

  2. Maintenance Expenses: Covers repairs and upgrades to amenities, keeping your living environment pleasant.

  3. Garbage Collection: Ensures a clean and sanitary environment.

  4. Annual Insurance and Property Taxes: Keeps your property protected and compliant with legal requirements.

  5. Special Funds: Provides financial flexibility for unexpected needs, offering peace of mind.


Homeowners' Association

Section 30 of PD 957 mandates the organization of a homeowners association to protect your interests and support community development. Being a member gives you a voice in community decisions and access to communal benefits.


Mandatory vs. Voluntary Membership

Section 9 of Resolution No. 887 Series of 2011 states that membership is optional unless specified otherwise in the Contract to Sell, Deed of Sale, or property title. Understanding this helps you clearly know your rights and obligations as a homeowner.


How Much Do You Pay?

The payment amount varies based on your unit’s size, the amenities offered, and overall operating costs. For example, if you own a 25 sqm unit and the rate is P96 per sqm, you would pay P2,400 per month plus VAT. Knowing this information allows you to budget confidently.


What Are Your Rights as a Member?

As a member, you are entitled to:

  1. Access Community Services and Facilities: Enjoy amenities such as gyms and pools.

  2. Inspect Records and Request Reports: Ensure financial transparency and stay informed about the association’s activities.

  3. Vote and Run for Office: Participate in governance and influence community decisions.

  4. Receive Required Deposits Promptly: Protect your financial interests by getting deposits back when conditions are met.

  5. Participate in Meetings and Elections: Stay engaged with the community and contribute to its development.

  6. Enjoy Additional Rights: Benefit from rights detailed in the association’s bylaws.


Penalties for Delinquent Members

Penalties for unpaid dues may include disconnection of essential services until payment is made. Typically, missing three consecutive payments results in delinquency, affecting your rights and services. Paying your dues on time will restore your status and ensure continued access to community benefits. Understanding these penalties helps you avoid disruptions and maintain a positive living experience.


Other Obligations

In addition to timely payments of dues and assessments, you are expected to attend association meetings and support association projects. Your active involvement contributes to a well-managed and vibrant community.


This guide is for educational purposes only. Consult a lawyer for advice on your specific situation. If you have any questions or need personalized assistance, contact us at 0920 207 5035 or email cebuhousefinder@yahoo.com. We're here to guide you every step of the way, ensuring a smooth and confident buying experience.

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