Finding your ideal home can be an exciting journey. With the right guidance, you’ll turn the dream of a perfect home into reality, creating a place where your life’s happiest moments unfold. To ensure a smooth and risk-free process, we offer expert advice and support every step of the way.
1. WHAT IS YOUR PURPOSE?
Understanding your purpose in buying a new house or condo is about more than just choosing a property; it’s about finding a place where your dreams come alive and your lifestyle thrives. Imagine a home that perfectly fits your vision for the future, whether it’s a cozy retreat for you and your family or a smart investment for the years ahead.
Based on Your Needs and Lifestyle
Owning your own home means creating a personal sanctuary where every corner reflects your unique style and preferences. Picture the joy of designing a space that’s entirely yours, a place where you feel truly at home and where every detail brings you happiness. This is your opportunity to craft a living space that enhances your daily comfort and brings your vision to life. Our team is here to guide you through every choice, ensuring your new home perfectly matches your needs and desires.
Based on Your Personal Concerns
Investing in a larger home for the future is more than just gaining extra space—it provides a profound sense of security and stability. Think about the peace of mind that comes with knowing your family will have a comfortable, lasting home for years to come, without the worry of having to move again soon. It’s about creating a foundation for your family’s future and enjoying the comfort of knowing you’ve made a smart investment. We provide personalized recommendations to help you make a choice that ensures long-term happiness and stability.
Based on Your Specific Purpose
Choosing a condo for your college-age child means giving them a safe and secure environment where they can focus on their studies and embrace their independence. Imagine the relief of knowing they’re in a secure place with enhanced security features, close to everything they need. It’s not just about convenience; it’s about ensuring their well-being and allowing them to thrive during these important years. Our expert advice helps you select the right condo, minimizing risks and maximizing benefits.
2. WHAT IS YOUR BUDGET FOR HOUSING?
Budget
Sticking to a budget of no more than 30% of your income on housing helps you maintain financial stability. Feel the comfort of knowing you’re living within your means and enjoying your new home without the weight of financial worry. This budget helps you balance your dreams with practical financial management. We offer tools and resources to help you stay within your budget, ensuring a sound financial decision without sacrificing your dream home.
Consider the Home Loan
Understanding how loan providers assess your creditworthiness can empower you to navigate the home-buying process with confidence. Imagine the relief of knowing you’re well-prepared and can secure the best terms for your new home. We offer expert advice on securing favorable loan terms and addressing any issues that may arise, ensuring you get the best possible deal with peace of mind.
Consider the Home Equity
Preparing for the down payment ensures you’re financially ready for your new home. If you’re facing challenges with the down payment, we provide solutions and advice to help you overcome these hurdles, making the home-buying process as smooth as possible. It’s about experiencing the satisfaction and peace of mind that comes from being fully prepared.
Consider the Miscellaneous Fees
Don’t forget to account for miscellaneous fees such as transfer fees (government taxes for transferring and registering the property title) and move-in charges (water and electrical connections, and subdivision dues). Knowing about these costs in advance helps you avoid unexpected expenses and ensures a smoother transition to your new home.
3. WHERE DO YOU WANT TO RESIDE?
Location
Choosing the right location is about more than just convenience—it’s about finding a place that feels like home. Mactan Island offers a unique blend of luxury and affordability, allowing you to enjoy the best of both worlds. Picture the joy of discovering a home that balances your lifestyle needs with investment potential, all while providing easy access to the vibrant life of Cebu City. Our comprehensive insights into various locations help you make an informed decision that feels right, reducing the risk of choosing an unsuitable property.
In Mactan, you can still buy a P2 million townhouse in Lapu-Lapu City. When the Cebu–Cordova Link Expressway or the 3rd bridge is open to the public by 2021, it takes only a few minutes to drive from Mactan Island to Cebu City. Why buy a P5 million townhouse in Cebu City when you can get it at P2 million townhouse in Lapulapu City? Contact us for townhouses in Mactan Island, Cebu.
Instead of Mandaue City, look for houses in Consolacion and Liloan, even Compostela where the big Cebu-based developers like Aboitizland and Primary Homes built their communities. Why Compostela? Well, the Dapdap-Paril road connects Compostela to Cebu City without passing through Liloan, Consolacion and Mandaue City and is now an on-going construction. You need to consider the traffic situation in your future residence.
This discussion is for educational purposes only. Consult your lawyer for advice on your specific case. For any questions, contact us.
If you’re planning to buy a residential lot, house-and-lot, or condo unit, get in touch with us at 0920 207 5035 or email cebuhousefinder@yahoo.com for free assistance.
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